• Savings Account
  • Current Account
  • RD Account

A Savings Account designed for everyone to build the habit of saving and promote financial discipline. BLD Souharda offers simple, convenient and technology-enabled banking with personalized service.

Eligibility: All Individuals / Karta HUF / Self-help Groups (SHGs) / Co-operative Societies / Trusts / Registered Clubs / Associations / Charitable & Religious Institutions

Mode of Operation: Single / Jointly / Either or Survivor / Former or Survivor / Later or Survivor

Minimum Balance: Rs. 500/-

  • Interest Rate: 4.00% per annum
  • Other Facilities: Passbook / Pass Sheet / Standing Instructions / SMS Alerts

Requirements for Opening an Account: Application in Souharda’s prescribed form / Proof of Identity & Address as per KYC norms / PAN Card or Form 60/61 / Aadhaar Card / Four recent passport-size photographs / Specimen Signature Card / Other related documents for Students, Minors, HUF, Trusts, Associations, etc.

Designed for traders, business owners, contractors, and the business community, the Current Account makes day-to-day banking smooth and efficient.
Whether you run a small shop, a partnership firm, or a larger organization, our Current Account helps you manage transactions with ease.

Eligibility: Individual / Joint / Proprietorship / Partnership Firms / Institutions / Organizations / Trusts / HUF

Documents Required: Simple KYC documents / Partnership Deed (if applicable) / Resolutions, Rules & Bye-laws (for organizations/institutions) / Other relevant documents

Key Features

  • Hassle-free account opening with minimal documentation
  • Unlimited cash transactions as per Souharda rules
  • Seamless RTGS and NEFT services at minimal charges
  • Transparent services with no hidden fees
  • Personalized support from our dedicated staff

Benefits

  • Perfect for frequent transactions and daily business operations
  • Manage salary, funding, and savings conveniently
  • Quick access to banking channels and digital services

The RD Account is designed to help individuals manage their savings and day-to-day finances efficiently.
It is ideal for salary earners, small businessmen, and anyone looking for a simple and flexible deposit scheme.

Who Can Open Account: Individuals / Joint Accounts with simple KYC

Account Tenure: 12 / 24 / 36 / 48 / 60 months and above

Key Features:

  • Flexible monthly remittance starting at Rs. 500 and in multiples of Rs. 100, with no upper limit
  • Payments accepted on due dates with interest credited accordingly
  • Premature closure permitted if required
  • Loan facility available against the balance in the account
  • Simple documentation and hassle-free account opening
  • Best suited for salary earners and small business owners